EziStock is a livestock funding referral service of Australian Independent Rural Retailers Pty Limited (AIRR). AIRR has teamed up with leading livestock finance provider StockCo AgriCapital Pty Ltd (StockCo) to help provide better livestock funding solutions to more farmers.

AIRR will be your initial contact and provide your details for the StockCo team to review, in accordance with StockCo’s usual credit criteria. StockCo will then decide whether to approve the proposed facility. Once approved, StockCo will take the day-to-day management of your livestock finance facility. It pays a fee to AIRR for providing referral services in relation to funded facilities.

No representation made by or agreement you have reached with AIRR will be binding on StockCo unless separately approved by StockCo in writing.

Typically, customers must satisfy the following criteria:

• Existing livestock producer with greater than 3 years experience.
• Own existing livestock-producing property, but can also have other leasing or agistment arrangements.
• Previous experience dealing in the proposed livestock class the customer is seeking funding for.

Additional criteria may apply, depending on your circumstances.

Each application is evaluated on its merits and a finance rate is applied that reflects the underlying strength of your application.

You can start your application by completing the online application form.

If you have any questions about making an application please request a callback or contact us via email at info@EziStock.com.au.

It may be necessary to visit you on farm to ensure we have a thorough understanding of your business and your goals.

Decisions on applications are generally provided within 2 business days of receipt of all necessary information.

The preferred minimum limit is $100,000, although applications for smaller amounts will be considered where there are reasonable prospects to grow over time.

There is no maximum facility limit.

No. Unless otherwise agreed, the only cost to you is the finance rate, which is calculated daily and compounded monthly on your drawn balance only. You only pay for what you use, the finance component is accrued along the way and paid when the livestock are sold, so you can maintain steady cash flow throughout your trade.

StockCo takes title to the funded livestock and registers its interest in the livestock on the Personal Property Security Register. Livestock movements for cattle are also tracked via the National Livestock Identification System Database. Depending on your legal structure and financial position, additional security may be required. This will be confirmed with you as part of the application process.

Typically, a customer’s existing bank arrangements shouldn’t be impacted. This is because StockCo’s security typically consists of taking a direct security over the livestock it funds.